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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,086 | $110,337+36.9% | $102,383+47.6% | $145,877+3.6% |
| Participation rate | 93.3% | 77.9%+15.4pp | 74.5%+18.8pp | 80.3%+13.0pp |
| Annual return | 10.30% | 24.83%-14.5pp | 24.94%-14.6pp | 551.28%-541.0pp |
| Employer contribution / active EE | $14,351 | $4,216+240.4% | $3,870+270.8% | $4,663+207.8% |
| Participant deferral / active EE | $14,128 | $5,621+151.4% | $5,060+179.2% | $6,691+111.2% |
| Admin fee / account holder | $5,349 | $9,750-45.1% | $8,391-36.3% | $13,402-60.1% |