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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,985 | $97,732-42.7% | $83,831-33.2% | $135,380-58.6% |
| Participation rate | 71.4% | 80.0%-8.5pp | 76.1%-4.7pp | 82.6%-11.2pp |
| Annual return | -16.15% | 1287.56%-1303.7pp | 850.99%-867.1pp | 519.81%-536.0pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $9,447 | $4,683+101.7% | $4,082+131.4% | $5,609+68.4% |
| Admin fee / account holder | $3,581 | $6,675-46.3% | $5,479-34.6% | $10,828-66.9% |