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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,309 | $106,247+13.2% | $96,515+24.7% | $139,466-13.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.10% | 38.47%-26.4pp | 35.73%-23.6pp | 373.66%-361.6pp |
| Employer contribution / active EE | $11,280 | $4,106+174.7% | $3,740+201.6% | $4,754+137.3% |
| Participant deferral / active EE | $15,830 | $5,456+190.2% | $4,880+224.4% | $6,712+135.9% |
| Admin fee / account holder | $2,778 | $7,885-64.8% | $6,735-58.8% | $11,409-75.7% |