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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,621 | $171,492+7.1% | $150,734+21.8% | $198,609-7.5% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 16.64% | 804.70%-788.1pp | 600.81%-584.2pp | 202.70%-186.1pp |
| Employer contribution / active EE | $17,510 | $5,470+220.1% | $4,918+256.0% | $5,055+246.4% |
| Participant deferral / active EE | $19,317 | $6,259+208.6% | $5,610+244.4% | $6,977+176.9% |
| Admin fee / account holder | $28,959 | $17,628+64.3% | $14,905+94.3% | $19,030+52.2% |