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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,563 | $156,398-83.0% | $147,318-82.0% | $138,895-80.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.88% | 78.75%-55.9pp | 70.43%-47.6pp | 145.39%-122.5pp |
| Employer contribution / active EE | $5,531 | $4,853+14.0% | $4,593+20.4% | $4,194+31.9% |
| Participant deferral / active EE | $7,697 | $8,237-6.6% | $7,906-2.7% | $6,396+20.3% |
| Admin fee / account holder | $6,883 | $14,976-54.0% | $13,708-49.8% | $12,562-45.2% |