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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,244 | $159,978-84.8% | $147,041-83.5% | $145,978-83.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.38% | 98.36%-82.0pp | 419.21%-402.8pp | 550.52%-534.1pp |
| Employer contribution / active EE | $7,584 | $5,288+43.4% | $4,935+53.7% | $4,662+62.7% |
| Participant deferral / active EE | $9,956 | $8,429+18.1% | $8,071+23.4% | $6,690+48.8% |
| Admin fee / account holder | $1,754 | $15,053-88.3% | $13,006-86.5% | $13,400-86.9% |