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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,626 | $165,361-61.5% | $149,715-57.5% | $158,950-60.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 59.13% | 348.24%-289.1pp | 276.66%-217.5pp | 302.91%-243.8pp |
| Employer contribution / active EE | $4,840 | $5,103-5.2% | $4,645+4.2% | $4,762+1.6% |
| Participant deferral / active EE | $9,750 | $7,182+35.8% | $6,842+42.5% | $5,983+63.0% |
| Admin fee / account holder | $6,571 | $10,808-39.2% | $9,310-29.4% | $11,248-41.6% |