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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,760 | $138,072-79.2% | $123,549-76.7% | $135,382-78.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.12% | 153.69%-165.8pp | 119.20%-131.3pp | 519.77%-531.9pp |
| Employer contribution / active EE | $9,814 | $5,152+90.5% | $4,628+112.1% | $4,779+105.4% |
| Participant deferral / active EE | $11,830 | $6,799+74.0% | $6,426+84.1% | $5,609+110.9% |
| Admin fee / account holder | $5,783 | $10,917-47.0% | $9,284-37.7% | $10,829-46.6% |