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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY INC Service code 55 1215 4TH AVE 26TH FL · SEATTLE, WA 98161 | Other Commissions | $130,118 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $23,155 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $6,637 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,306 | $75,388-69.1% | $123,553-81.1% | $55,725-58.2% |
| Participation rate | 63.4% | 75.7%-12.3pp | 82.3%-18.9pp | 70.9%-7.5pp |
| Annual return | -1.29% | 4.48%-5.8pp | 119.21%-120.5pp | 244.93%-246.2pp |
| Employer contribution / active EE | $2,245 | $3,063-26.7% | $4,628-51.5% | $2,078+8.0% |
| Participant deferral / active EE | $3,896 | $5,651-31.1% | $6,426-39.4% | $3,356+16.1% |
| Admin fee / account holder | $53 | $120-55.7% | $9,284-99.4% | $115-54.0% |