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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $88,583 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $56,872 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,834 | $106,264-50.3% | $147,117-64.1% | $77,762-32.1% |
| Participation rate | 63.4% | 78.4%-15.0pp | 82.2%-18.8pp | 70.6%-7.2pp |
| Annual return | 14.29% | 56.94%-42.6pp | 420.54%-406.2pp | 31.27%-17.0pp |
| Employer contribution / active EE | $4,373 | $4,074+7.4% | $4,932-11.3% | $2,728+60.3% |
| Participant deferral / active EE | $10,543 | $8,003+31.7% | $8,065+30.7% | $4,651+126.7% |
| Admin fee / account holder | $224 | $334-33.0% | $12,993-98.3% | $433-48.2% |