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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,882 | $29,319-35.6% | $52,425-64.0% | $82,448-77.1% |
| Participation rate | 15.1% | 46.9%-31.8pp | 55.6%-40.5pp | 68.1%-53.0pp |
| Annual return | 20.08% | 535.20%-515.1pp | 302.12%-282.0pp | 41.64%-21.6pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $560 | $1,171-52.2% | $1,790-68.7% | $4,139-86.5% |
| Admin fee / account holder | $403 | $1,962-79.5% | $2,495-83.9% | $7,234-94.4% |