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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,343 | $108,882-86.8% | $96,754-85.2% | $154,746-90.7% |
| Participation rate | 66.7% | 75.1%-8.4pp | 70.3%-3.6pp | 80.7%-14.0pp |
| Annual return | 18.67% | 98.39%-79.7pp | 82.04%-63.4pp | 172.34%-153.7pp |
| Employer contribution / active EE | $836 | $3,018-72.3% | $2,679-68.8% | $4,379-80.9% |
| Participant deferral / active EE | $1,118 | $5,323-79.0% | $4,758-76.5% | $6,730-83.4% |
| Admin fee / account holder | $1,193 | $10,200-88.3% | $8,905-86.6% | $14,365-91.7% |