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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,236 | $72,071-62.2% | $68,368-60.2% | $137,256-80.2% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.8%-23.8pp | 80.0%-30.0pp |
| Annual return | 26.06% | 353.14%-327.1pp | 292.57%-266.5pp | 220.34%-194.3pp |
| Employer contribution / active EE | $1,458 | $2,788-47.7% | $2,649-45.0% | $4,156-64.9% |
| Participant deferral / active EE | $5,468 | $4,410+24.0% | $4,123+32.6% | $6,407-14.7% |
| Admin fee / account holder | $307 | $5,336-94.2% | $5,150-94.0% | $12,270-97.5% |