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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,242 | $110,337-69.0% | $102,383-66.6% | $145,877-76.5% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 13.61% | 24.83%-11.2pp | 24.94%-11.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,036 | $4,216-51.7% | $3,870-47.4% | $4,663-56.3% |
| Participant deferral / active EE | $6,880 | $5,621+22.4% | $5,060+36.0% | $6,691+2.8% |
| Admin fee / account holder | $3,601 | $9,750-63.1% | $8,391-57.1% | $13,402-73.1% |