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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,715 | $25,014+106.7% | $69,632-25.7% | $80,959-36.1% |
| Participation rate | 36.7% | 64.2%-27.5pp | 66.4%-29.8pp | 67.7%-31.0pp |
| Annual return | 100.70% | 19.08%+81.6pp | 101.32%-0.6pp | 35.67%+65.0pp |
| Employer contribution / active EE | $1,001 | $991+1.0% | $1,708-41.4% | $2,757-63.7% |
| Participant deferral / active EE | $2,505 | $1,840+36.2% | $2,889-13.3% | $4,300-41.7% |
| Admin fee / account holder | $2,212 | $2,491-11.2% | $4,695-52.9% | $6,925-68.1% |