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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,959 | $23,330+187.0% | $64,489+3.8% | $82,448-18.8% |
| Participation rate | 30.0% | 68.3%-38.3pp | 67.7%-37.7pp | 68.1%-38.1pp |
| Annual return | 19.94% | 83.66%-63.7pp | 55.03%-35.1pp | 41.64%-21.7pp |
| Employer contribution / active EE | $847 | $824+2.8% | $1,523-44.4% | $2,551-66.8% |
| Participant deferral / active EE | $2,375 | $1,707+39.1% | $2,778-14.5% | $4,139-42.6% |
| Admin fee / account holder | $1,994 | $2,946-32.3% | $4,260-53.2% | $7,234-72.4% |