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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,327 | $81,233-29.4% | $155,567-63.1% | $80,874-29.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 4.18% | 33.33%-29.1pp | 64.74%-60.6pp | 35.62%-31.4pp |
| Employer contribution / active EE | $2,301 | $3,101-25.8% | $4,674-50.8% | $2,756-16.5% |
| Participant deferral / active EE | $6,516 | $3,452+88.8% | $5,628+15.8% | $4,297+51.6% |
| Admin fee / account holder | $36,528 | $7,998+356.7% | $15,916+129.5% | $6,935+426.7% |