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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,327 | $81,262-29.5% | $155,602-63.2% | $80,911-29.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 4.18% | 33.34%-29.2pp | 64.81%-60.6pp | 35.63%-31.4pp |
| Employer contribution / active EE | $2,301 | $3,102-25.8% | $4,675-50.8% | $2,756-16.5% |
| Participant deferral / active EE | $6,516 | $3,451+88.8% | $5,629+15.8% | $4,297+51.6% |
| Admin fee / account holder | $36,528 | $7,992+357.1% | $15,923+129.4% | $6,935+426.7% |