Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL Service code 27 1300 THAMES STREET WHARF · BALTIMORE, MD 21231 | Advisory (Plan) | $26,047 |
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $5,864 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,301 | $65,575+33.1% | $86,209+1.3% | $75,181+16.1% |
| Participation rate | 72.4% | 60.5%+11.9pp | 69.0%+3.5pp | 67.2%+5.2pp |
| Annual return | 21.20% | 46.07%-24.9pp | 1169.05%-1147.9pp | 160.69%-139.5pp |
| Employer contribution / active EE | $1,475 | $1,553-5.0% | $2,381-38.0% | $2,671-44.8% |
| Participant deferral / active EE | $4,366 | $3,023+44.4% | $3,986+9.5% | $4,126+5.8% |
| Admin fee / account holder | $319 | $5,470-94.2% | $6,853-95.3% | $5,650-94.4% |