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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,643 | $88,815-66.6% | $81,882-63.8% | $145,897-79.7% |
| Participation rate | 30.0% | 75.1%-45.1pp | 72.4%-42.4pp | 80.3%-50.3pp |
| Annual return | 15.42% | 1033.75%-1018.3pp | 779.47%-764.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $835 | $3,086-73.0% | $2,916-71.4% | $4,663-82.1% |
| Participant deferral / active EE | $1,653 | $4,647-64.4% | $4,323-61.8% | $6,689-75.3% |
| Admin fee / account holder | $10,762 | $8,434+27.6% | $7,360+46.2% | $13,390-19.6% |