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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,140 | $81,476-22.5% | $102,383-38.3% | $80,925-22.0% |
| Participation rate | 60.6% | 66.8%-6.2pp | 74.5%-13.9pp | 67.7%-7.1pp |
| Annual return | 11.88% | 25.59%-13.7pp | 24.94%-13.1pp | 35.65%-23.8pp |
| Employer contribution / active EE | $2,426 | $3,105-21.9% | $3,870-37.3% | $2,756-12.0% |
| Participant deferral / active EE | $5,002 | $3,871+29.2% | $5,060-1.1% | $4,299+16.4% |
| Admin fee / account holder | $14,987 | $6,717+123.1% | $8,391+78.6% | $6,940+116.0% |