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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,507 | $64,719-48.2% | $112,249-70.1% | $68,486-51.1% |
| Participation rate | 71.6% | 67.2%+4.5pp | 75.1%-3.4pp | 67.9%+3.7pp |
| Annual return | -14.04% | -11.40%-2.6pp | 27.48%-41.5pp | -7.85%-6.2pp |
| Employer contribution / active EE | $2,306 | $2,747-16.0% | $3,636-36.6% | $2,597-11.2% |
| Participant deferral / active EE | $4,550 | $3,565+27.6% | $4,729-3.8% | $4,028+13.0% |
| Admin fee / account holder | $2,894 | $5,232-44.7% | $6,412-54.9% | $5,404-46.4% |