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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,149 | $81,664+140.2% | $70,476+178.3% | $158,966+23.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 14.99% | 208.59%-193.6pp | 109.12%-94.1pp | 302.95%-288.0pp |
| Employer contribution / active EE | $16,274 | $3,219+405.6% | $2,738+494.4% | $4,762+241.7% |
| Participant deferral / active EE | $7,962 | $4,556+74.8% | $3,710+114.6% | $5,983+33.1% |
| Admin fee / account holder | $1,236 | $6,197-80.1% | $3,847-67.9% | $11,250-89.0% |