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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,608 | $77,416+41.6% | $69,464+57.8% | $152,897-28.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 20.68% | 39.08%-18.4pp | 28.98%-8.3pp | 345.43%-324.7pp |
| Employer contribution / active EE | $11,967 | $3,315+261.1% | $2,779+330.6% | $4,764+151.2% |
| Participant deferral / active EE | $5,794 | $4,413+31.3% | $3,536+63.8% | $5,851-1.0% |
| Admin fee / account holder | $5,036 | $6,208-18.9% | $3,840+31.1% | $11,599-56.6% |