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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,018 | $69,541+72.6% | $59,899+100.4% | $135,380-11.3% |
| Participation rate | 62.5% | 77.8%-15.3pp | 74.7%-12.2pp | 82.6%-20.1pp |
| Annual return | -7.56% | 7.95%-15.5pp | 3.46%-11.0pp | 519.81%-527.4pp |
| Employer contribution / active EE | $10,175 | $3,236+214.4% | $2,723+273.7% | $4,779+112.9% |
| Participant deferral / active EE | $5,207 | $4,206+23.8% | $3,402+53.0% | $5,609-7.2% |
| Admin fee / account holder | $18 | $5,737-99.7% | $3,592-99.5% | $10,828-99.8% |