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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,167 | $210,698+7.3% | $178,014+27.0% | $145,959+55.0% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 10.26% | 386.27%-376.0pp | 294.80%-284.5pp | 561.95%-551.7pp |
| Employer contribution / active EE | $0 | $4,567-100.0% | $3,950-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $7,348 | $6,958+5.6% | $6,276+17.1% | $6,689+9.9% |
| Admin fee / account holder | $592 | $12,016-95.1% | $10,362-94.3% | $13,398-95.6% |