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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,167 | $211,224+7.1% | $178,505+26.7% | $145,897+55.0% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 10.26% | 30.28%-20.0pp | 27.16%-16.9pp | 552.29%-542.0pp |
| Employer contribution / active EE | $0 | $4,577-100.0% | $3,955-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,348 | $6,966+5.5% | $6,280+17.0% | $6,689+9.8% |
| Admin fee / account holder | $592 | $12,109-95.1% | $10,428-94.3% | $13,390-95.6% |