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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,652 | $72,071-38.0% | $68,368-34.7% | $137,256-67.5% |
| Participation rate | 88.9% | 76.2%+12.7pp | 73.8%+15.1pp | 80.0%+8.9pp |
| Annual return | 26.73% | 353.14%-326.4pp | 292.57%-265.8pp | 220.34%-193.6pp |
| Employer contribution / active EE | $3,007 | $2,788+7.9% | $2,649+13.5% | $4,156-27.6% |
| Participant deferral / active EE | $14,253 | $4,410+223.2% | $4,123+245.7% | $6,407+122.5% |
| Admin fee / account holder | $513 | $5,336-90.4% | $5,150-90.0% | $12,270-95.8% |