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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,652 | $102,595-56.5% | $94,057-52.5% | $154,746-71.1% |
| Participation rate | 88.9% | 76.0%+12.9pp | 73.3%+15.5pp | 80.7%+8.2pp |
| Annual return | 26.73% | 583.42%-556.7pp | 480.62%-453.9pp | 172.34%-145.6pp |
| Employer contribution / active EE | $3,007 | $3,147-4.5% | $2,933+2.5% | $4,379-31.3% |
| Participant deferral / active EE | $14,253 | $5,118+178.5% | $4,709+202.6% | $6,730+111.8% |
| Admin fee / account holder | $513 | $7,736-93.4% | $7,244-92.9% | $14,365-96.4% |