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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,652 | $157,829-71.7% | $136,867-67.4% | $198,609-77.5% |
| Participation rate | 88.9% | 77.2%+11.7pp | 74.5%+14.3pp | 82.4%+6.5pp |
| Annual return | 26.73% | 51.25%-24.5pp | 42.97%-16.2pp | 202.70%-176.0pp |
| Employer contribution / active EE | $3,007 | $3,923-23.3% | $3,547-15.2% | $5,055-40.5% |
| Participant deferral / active EE | $14,253 | $5,463+160.9% | $4,924+189.5% | $6,977+104.3% |
| Admin fee / account holder | $513 | $11,107-95.4% | $10,340-95.0% | $19,030-97.3% |