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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $529,002 | $146,267+261.7% | $197,124+168.4% | $82,448+541.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 8.52% | 29.61%-21.1pp | 44.34%-35.8pp | 41.64%-33.1pp |
| Employer contribution / active EE | $68,116 | $4,723+1342.1% | $6,227+993.8% | $2,551+2570.2% |
| Participant deferral / active EE | $15,035 | $7,035+113.7% | $9,135+64.6% | $4,139+263.2% |
| Admin fee / account holder | $19,140 | $14,422+32.7% | $16,298+17.4% | $7,234+164.6% |