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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,901 | $162,785+80.5% | $133,959+119.4% | $158,950+84.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 14.33% | 41.94%-27.6pp | 45.09%-30.8pp | 302.91%-288.6pp |
| Employer contribution / active EE | $15,680 | $4,975+215.2% | $3,919+300.1% | $4,762+229.3% |
| Participant deferral / active EE | $12,510 | $5,910+111.7% | $5,047+147.9% | $5,983+109.1% |
| Admin fee / account holder | $7,904 | $11,738-32.7% | $8,928-11.5% | $11,248-29.7% |