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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,645 | $152,592+55.7% | $125,180+89.8% | $152,885+55.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 9.73% | 54.84%-45.1pp | 43.79%-34.1pp | 345.39%-335.7pp |
| Employer contribution / active EE | $24,450 | $4,947+394.3% | $3,866+532.5% | $4,763+413.3% |
| Participant deferral / active EE | $13,163 | $5,868+124.3% | $4,937+166.6% | $5,851+125.0% |
| Admin fee / account holder | $1,614 | $13,435-88.0% | $9,703-83.4% | $11,598-86.1% |