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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,307 | $160,040-1.7% | $147,096+6.9% | $145,877+7.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.22% | 98.49%-84.3pp | 419.75%-405.5pp | 551.28%-537.1pp |
| Employer contribution / active EE | $16,532 | $5,289+212.5% | $4,936+234.9% | $4,663+254.5% |
| Participant deferral / active EE | $16,638 | $8,429+97.4% | $8,071+106.1% | $6,691+148.7% |
| Admin fee / account holder | $8,710 | $15,050-42.1% | $13,005-33.0% | $13,402-35.0% |