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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,846 | $148,623-33.5% | $135,974-27.3% | $139,466-29.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.63% | 79.30%-63.7pp | 68.30%-52.7pp | 373.66%-358.0pp |
| Employer contribution / active EE | $29,331 | $5,246+459.1% | $4,859+503.6% | $4,754+517.0% |
| Participant deferral / active EE | $24,045 | $8,103+196.8% | $7,760+209.9% | $6,712+258.2% |
| Admin fee / account holder | $27,163 | $12,406+119.0% | $10,767+152.3% | $11,409+138.1% |