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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,080 | $138,076-83.3% | $123,553-81.3% | $135,380-83.0% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,500 | $5,152-70.9% | $4,628-67.6% | $4,779-68.6% |
| Participant deferral / active EE | $18,250 | $6,800+168.4% | $6,426+184.0% | $5,609+225.4% |
| Admin fee / account holder | $14,859 | $10,917+36.1% | $9,284+60.0% | $10,828+37.2% |