Retirement plan

CONSULTANTS IN WOMEN'S HEALTH, PLLC 401(K) PLAN

Name: CONSULTANTS IN WOMEN'S HEALTH, PLLC - CONSULTANTS IN WOMEN'S HEALTH, PLLC 401(K) PLAN (2015) Form 5500
Creator: CONSULTANTS IN WOMEN'S HEALTH, PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CONSULTANTS IN WOMEN'S HEALTH, PLLC 401(K) PLAN, CONSULTANTS IN WOMEN'S HEALTH, PLLC

CONSULTANTS IN WOMEN'S HEALTH, PLLCEIN 26-4333033Plan #001PY 2015

1355 CENTRAL PARKWAY SOUTH #400 - SAN ANTONIO, TX 78232210-349-9300synergyhealthcareassociates.comLinkedIn1-10 employees

Prospect flagsLow returnsFailed to transmit contributions

How to read this page

Total assets (EOY)

$32M

No prior year

Total participants

353

No prior year

Average account balance

$90,758

No prior year

Annual return

-1.43%

No prior year

Benchmarks

See 3,168 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,168 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$30.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

216

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.32M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$76

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
NFP RETIREMENT INC1+ years Filed as: NFP RETIRMENT INC DBA 401K ADVISORS Service code 27 · EIN 33-0905143 120 VANTIS STE 400 · ALISO VIEJO, CA 926562689	Advisory (Plan)	$44,318
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Service code 64 · EIN 84-0467907 COMPANY · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$26,709
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: ADVISED ASSET GROUP Service code 28 · EIN 84-1532243 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$10,587
BENEFIT SOLUTIONS INC1+ years Filed as: BENEFIT SOLUTIONS Service code 13 · EIN 26-4814822 142 TANNEHILL DR · ABILENE, TX 79602	Contract Administrator	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2R3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$83K

$295 / participant

Investment mgmt$48K57.5%
Other / not subdivided$35K42.5%

% of EOY assets

0.259%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PADGETT, STRATEMANN & CO., L.L.P
Auditor EIN: 741650885
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,758

$37,117+144.5%

$147,617-38.5%

$55,191+64.4%

Participation rate

100.0%

63.6%+36.4pp

84.6%+15.4pp

69.2%+30.8pp

Annual return

-1.43%

3.44%-4.9pp

61.98%-63.4pp

10.78%-12.2pp

Employer contribution / active EE

$6,723

$1,620+314.9%

$5,564+20.8%

$1,899+254.1%

Participant deferral / active EE

$3,251

$1,985+63.7%

$4,895-33.6%

$3,046+6.7%

Admin fee / account holder

$235

$86+174.6%

$11,612-98.0%

$91+158.9%

Provider

Service type

Compensation

NFP RETIREMENT INC1+ years

Filed as: NFP RETIRMENT INC DBA 401K ADVISORS

Service code 27 · EIN 33-0905143

120 VANTIS STE 400 · ALISO VIEJO, CA 926562689

Advisory (Plan)

$44,318

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Service code 64 · EIN 84-0467907

COMPANY · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$26,709

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: ADVISED ASSET GROUP

Service code 28 · EIN 84-1532243

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$10,587

BENEFIT SOLUTIONS INC1+ years

Filed as: BENEFIT SOLUTIONS

Service code 13 · EIN 26-4814822

142 TANNEHILL DR · ABILENE, TX 79602

Contract Administrator

CONSULTANTS IN WOMEN'S HEALTH, PLLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CONSULTANTS IN WOMEN'S HEALTH, PLLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion