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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,257 | $124,425+69.8% | $112,040+88.6% | $137,256+53.9% |
| Participation rate | 33.3% | 79.3%-46.0pp | 76.5%-43.2pp | 80.0%-46.6pp |
| Annual return | 17.35% | 24.72%-7.4pp | 24.52%-7.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,033 | $3,411-69.7% | $2,954-65.0% | $4,156-75.1% |
| Participant deferral / active EE | $7,346 | $5,718+28.5% | $5,098+44.1% | $6,407+14.7% |
| Admin fee / account holder | $2,156 | $15,207-85.8% | $12,098-82.2% | $12,270-82.4% |