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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,708 | $165,912-37.5% | $122,342-15.2% | $147,585-29.7% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 20.76% | 34.55%-13.8pp | 30.28%-9.5pp | 578.57%-557.8pp |
| Employer contribution / active EE | $30,528 | $5,754+430.5% | $4,051+653.6% | $4,876+526.0% |
| Participant deferral / active EE | $19,703 | $4,005+391.9% | $3,287+499.4% | $5,439+262.3% |
| Admin fee / account holder | $772 | $7,424-89.6% | $5,478-85.9% | $10,885-92.9% |