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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,082 | $153,311-57.5% | $109,313-40.5% | $273,972-76.2% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 4.99% | 29.86%-24.9pp | 22.07%-17.1pp | 41.46%-36.5pp |
| Employer contribution / active EE | $20,932 | $5,619+272.5% | $3,892+437.8% | $4,869+329.9% |
| Participant deferral / active EE | $12,322 | $3,932+213.4% | $3,166+289.1% | $5,287+133.1% |
| Admin fee / account holder | $377 | $8,076-95.3% | $5,666-93.4% | $10,133-96.3% |