See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $69,105 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL, LLC Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $49,988 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,134 | $41,510-41.9% | $84,966-71.6% | $99,062-75.6% |
| Participation rate | 65.5% | 35.3%+30.2pp | 67.5%-2.0pp | 71.6%-6.1pp |
| Annual return | 45.06% | 17.38%+27.7pp | 66.38%-21.3pp | 17.66%+27.4pp |
| Employer contribution / active EE | $0 | $1,137-100.0% | $2,727-100.0% | $3,262-100.0% |
| Participant deferral / active EE | $3,000 | $2,246+33.6% | $4,519-33.6% | $5,331-43.7% |
| Admin fee / account holder | $17 | $175-90.3% | $6,149-99.7% | $109-84.4% |