See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $60,126 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL, LLC Service code 27 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 921213091 | Advisory (Plan) | $37,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,966 | $32,482-63.2% | $77,024-84.5% | $78,044-84.7% |
| Participation rate | 66.5% | 37.9%+28.7pp | 67.9%-1.4pp | 74.4%-7.9pp |
| Annual return | 13.37% | -7.74%+21.1pp | 42.32%-28.9pp | 10.87%+2.5pp |
| Employer contribution / active EE | $5 | $965-99.4% | $2,812-99.8% | $3,125-99.8% |
| Participant deferral / active EE | $2,372 | $2,316+2.4% | $4,426-46.4% | $5,084-53.3% |
| Admin fee / account holder | $22 | $107-79.7% | $5,425-99.6% | $79-72.4% |