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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,500 | $126,519-66.4% | $106,201-60.0% | $145,959-70.9% |
| Participation rate | 50.0% | 77.7%-27.7pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 9.91% | 225.10%-215.2pp | 116.26%-106.4pp | 561.95%-552.0pp |
| Employer contribution / active EE | $1,256 | $3,726-66.3% | $3,170-60.4% | $4,661-73.1% |
| Participant deferral / active EE | $2,065 | $5,716-63.9% | $5,012-58.8% | $6,689-69.1% |
| Admin fee / account holder | $256 | $17,312-98.5% | $11,039-97.7% | $13,398-98.1% |