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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,922 | $105,866-72.7% | $90,766-68.1% | $134,545-78.5% |
| Participation rate | 57.1% | 78.3%-21.1pp | 75.7%-18.6pp | 81.2%-24.1pp |
| Annual return | -15.75% | -10.99%-4.8pp | -12.16%-3.6pp | 418.37%-434.1pp |
| Employer contribution / active EE | $2,510 | $3,464-27.5% | $2,922-14.1% | $4,742-47.1% |
| Participant deferral / active EE | $4,135 | $5,217-20.7% | $4,565-9.4% | $6,401-35.4% |
| Admin fee / account holder | $196 | $13,938-98.6% | $8,446-97.7% | $11,431-98.3% |