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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,355 | $86,940+10.8% | $102,434-5.9% | $80,935+19.1% |
| Participation rate | 69.0% | 72.4%-3.3pp | 76.5%-7.5pp | 67.7%+1.4pp |
| Annual return | 16.20% | 18.89%-2.7pp | 29.46%-13.3pp | 35.66%-19.5pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,023-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,317 | $4,121+150.3% | $5,055+104.1% | $4,299+140.0% |
| Admin fee / account holder | $2,139 | $8,047-73.4% | $9,462-77.4% | $6,924-69.1% |