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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,096 | $78,423-31.0% | $95,964-43.6% | $79,856-32.3% |
| Participation rate | 61.1% | 73.5%-12.4pp | 77.1%-16.0pp | 69.6%-8.5pp |
| Annual return | 17.34% | 19.37%-2.0pp | 91.64%-74.3pp | 31.71%-14.4pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,956 | $3,440+102.2% | $4,167+66.9% | $3,741+86.0% |
| Admin fee / account holder | $3,858 | $5,622-31.4% | $6,797-43.2% | $5,306-27.3% |