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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,653 | $80,983-6.6% | $96,544-21.6% | $75,177+0.6% |
| Participation rate | 68.3% | 71.8%-3.5pp | 76.0%-7.7pp | 67.2%+1.1pp |
| Annual return | 19.18% | 27.05%-7.9pp | 25.88%-6.7pp | 160.75%-141.6pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $8,504 | $3,929+116.5% | $4,851+75.3% | $4,126+106.1% |
| Admin fee / account holder | $3,912 | $6,717-41.8% | $8,254-52.6% | $5,651-30.8% |