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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,345 | $185,312-51.8% | $161,489-44.7% | $154,746-42.3% |
| Participation rate | 54.5% | 82.5%-27.9pp | 78.7%-24.2pp | 80.7%-26.2pp |
| Annual return | 15.69% | 103.84%-88.2pp | 89.72%-74.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $4,061 | $4,769-14.8% | $4,268-4.8% | $4,379-7.3% |
| Participant deferral / active EE | $3,246 | $6,350-48.9% | $5,630-42.3% | $6,730-51.8% |
| Admin fee / account holder | $823 | $18,654-95.6% | $16,006-94.9% | $14,365-94.3% |