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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,137 | $175,231-36.6% | $149,696-25.8% | $139,466-20.3% |
| Participation rate | 62.5% | 83.4%-20.9pp | 78.8%-16.3pp | 80.3%-17.8pp |
| Annual return | 14.74% | 166.77%-152.0pp | 134.46%-119.7pp | 373.66%-358.9pp |
| Employer contribution / active EE | $6,956 | $5,478+27.0% | $4,821+44.3% | $4,754+46.3% |
| Participant deferral / active EE | $4,169 | $6,521-36.1% | $5,682-26.6% | $6,712-37.9% |
| Admin fee / account holder | $988 | $16,155-93.9% | $13,212-92.5% | $11,409-91.3% |