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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $209,422-72.6% | $178,503-67.8% | $158,982-63.9% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 12.98% | 188.81%-175.8pp | 151.12%-138.1pp | 302.99%-290.0pp |
| Employer contribution / active EE | $6,210 | $5,707+8.8% | $5,011+23.9% | $4,763+30.4% |
| Participant deferral / active EE | $3,917 | $5,955-34.2% | $5,202-24.7% | $5,983-34.5% |
| Admin fee / account holder | $601 | $17,079-96.5% | $13,987-95.7% | $11,252-94.7% |