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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,876 | $156,398-15.0% | $147,318-9.8% | $138,895-4.3% |
| Participation rate | 46.7% | 83.8%-37.1pp | 82.1%-35.4pp | 79.9%-33.3pp |
| Annual return | 19.05% | 78.75%-59.7pp | 70.43%-51.4pp | 145.39%-126.3pp |
| Employer contribution / active EE | $2,318 | $4,853-52.2% | $4,593-49.5% | $4,194-44.7% |
| Participant deferral / active EE | $6,004 | $8,237-27.1% | $7,906-24.1% | $6,396-6.1% |
| Admin fee / account holder | $2,636 | $14,976-82.4% | $13,708-80.8% | $12,562-79.0% |