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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,702 | $160,028-28.3% | $147,080-22.0% | $145,884-21.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.14% | 98.60%-83.5pp | 420.17%-405.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $3,721 | $5,286-29.6% | $4,933-24.6% | $4,662-20.2% |
| Participant deferral / active EE | $9,832 | $8,422+16.7% | $8,066+21.9% | $6,690+47.0% |
| Admin fee / account holder | $8,806 | $15,030-41.4% | $12,989-32.2% | $13,392-34.2% |