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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,086 | $169,361+139.8% | $129,397+213.8% | $145,877+178.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 4.83% | 14395.54%-14390.7pp | 9453.98%-9449.1pp | 551.28%-546.4pp |
| Employer contribution / active EE | $10,530 | $5,542+90.0% | $4,154+153.5% | $4,663+125.8% |
| Participant deferral / active EE | $10,140 | $4,987+103.3% | $4,167+143.3% | $6,691+51.6% |
| Admin fee / account holder | $3,535 | $9,903-64.3% | $7,679-54.0% | $13,402-73.6% |