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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,684 | $152,591+93.8% | $117,529+151.6% | $134,545+119.8% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -15.65% | 53.04%-68.7pp | 29.77%-45.4pp | 418.37%-434.0pp |
| Employer contribution / active EE | $540 | $5,576-90.3% | $4,179-87.1% | $4,742-88.6% |
| Participant deferral / active EE | $15,570 | $4,821+223.0% | $4,072+282.3% | $6,401+143.2% |
| Admin fee / account holder | $2,763 | $7,004-60.6% | $5,645-51.1% | $11,431-75.8% |