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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,533 | $176,402+69.8% | $134,162+123.3% | $158,982+88.4% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 7.85% | 63.66%-55.8pp | 36.35%-28.5pp | 302.99%-295.1pp |
| Employer contribution / active EE | $798 | $5,042-84.2% | $3,705-78.5% | $4,763-83.2% |
| Participant deferral / active EE | $9,750 | $4,093+138.2% | $3,500+178.6% | $5,983+62.9% |
| Admin fee / account holder | $2,442 | $8,719-72.0% | $6,685-63.5% | $11,252-78.3% |