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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,713 | $209,336-56.2% | $197,124-53.5% | $137,256-33.2% |
| Participation rate | 72.7% | 87.3%-14.6pp | 86.7%-14.0pp | 80.0%-7.2pp |
| Annual return | 19.23% | 48.09%-28.9pp | 44.34%-25.1pp | 220.34%-201.1pp |
| Employer contribution / active EE | $2,705 | $6,591-59.0% | $6,227-56.6% | $4,156-34.9% |
| Participant deferral / active EE | $6,017 | $9,614-37.4% | $9,135-34.1% | $6,407-6.1% |
| Admin fee / account holder | $1,889 | $17,308-89.1% | $16,298-88.4% | $12,270-84.6% |