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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,713 | $223,823-59.0% | $211,142-56.6% | $154,746-40.7% |
| Participation rate | 72.7% | 87.9%-15.1pp | 87.3%-14.6pp | 80.7%-8.0pp |
| Annual return | 19.23% | 50.39%-31.2pp | 46.84%-27.6pp | 172.34%-153.1pp |
| Employer contribution / active EE | $2,705 | $6,787-60.1% | $6,442-58.0% | $4,379-38.2% |
| Participant deferral / active EE | $6,017 | $9,750-38.3% | $9,284-35.2% | $6,730-10.6% |
| Admin fee / account holder | $1,889 | $19,707-90.4% | $19,076-90.1% | $14,365-86.9% |